Life Insurance · Norman, OK
Nobody Likes to Talk About Death. Let Us Talk About It Anyway.
The last thing you want is to leave your family, on top of mourning you, figuring out how to pay for everything. Our office plants the seed. Our life specialist sits down with you one-on-one and builds the plan.
Whole, term, and variable options from a dedicated specialist, including coverage for people who were told no one would insure them.
Life insurance at Stansel works a little differently. Most carriers treat it as something any agent can quote in passing while looking at your home and auto. We have a specialist who does only life insurance, who makes the appointment with you directly, and whose entire focus is making sure every part of it makes sense.
There are many options: whole life, term life, variable, and more. We also have a wide market, which means we cover people other companies turn away.
What it covers
What life insurance options do you offer?
Term life
Coverage for a set number of years, often matched to a mortgage or the years until the kids are grown.
Whole life
Permanent coverage that builds value over time and stays with you.
Variable and other options
Policies with an investment component and other structures the specialist walks through with you.
Mortgage protection payoff
Coverage sized to pay off the mortgage if you pass away. At least you left your kids with a house, something no one can take from them.
Coverage for people who were told no
Tobacco users, cannabis users, and people who have been told no one will insure them. We have carriers that will.
In Jonathan's words
What Our Sales Manager Tells Every Caller
“Nobody likes to talk about death, but let us talk about it. The last thing you want to do is leave your family, on top of having to mourn your passing, having to figure out how they are going to pay for things.”
“It is big when people are buying homes. We call it mortgage protection payoff. If you pass away, you get coverage enough to pay off your mortgage. At least you left your kids with a house, something no one can take from them.”
“People say, "No one will insure me," or "No one can cover me." We have a big market we can go out to. We have different carriers and companies that cover people you would not imagine.”
This page is based on a recorded interview with our Sales Manager, Jonathan Sambrano, lightly edited for clarity. Figures are examples he gave and will vary by policy.
One person, one focus
Other agencies are busy with your home and auto and then say, "Oh, we also added a life policy." They make it seem minimal. Our specialist treats it as the biggest thing on the table.
It goes where you go
Life insurance through work is not portable. Quit or get let go and it is gone. A personal policy stays with you through every job change.
Newborn to older adult
You can insure a newborn child. You can insure someone late in life. There is no cap we have run into.
Bundle and save
Life insurance belongs in the same conversation as your home and auto
If you already insure your home or car with us, ask your agent to introduce you to our life specialist. Buying a home is the most common moment our clients add mortgage protection.
FAQ
Life insurance questions we hear
We do. We also have carriers that cover cannabis users and people who have been declined elsewhere.
You can get a policy on a newborn child and on someone late in life. We have not run into an age cap.
It is not portable. If you quit or are let go, it is gone. A personal policy stays with you no matter where you work.
We can write a separate personal policy, but we do not set up arrangements where the company pays for it.
Related coverage
People who look at this also ask about
- Home InsuranceDwelling, belongings, liability, and loss of use, with wind and hail deductibles built for Oklahoma weather.Learn more
- Auto InsuranceLiability up to $500,000 per accident, a $0 comprehensive deductible option, and accident forgiveness from day one.Learn more
- Umbrella InsuranceA $1,000,000 to $5,000,000 safety net above your auto and home liability, with attorneys on standby, for about $70 a month.Learn more
Coverage, limits, and discounts vary by policy and are subject to carrier underwriting. A licensed agent will confirm what applies to you.
Get in Touch
Talk to the person whose whole job is life insurance
Send the form or call the office and ask for a life insurance appointment. The specialist will meet with you one-on-one.
Phone
(405) 253-7879
Office Hours
Monday – Thursday, 8:30 AM – 5:30 PM
Friday, 9:00 AM – 5:00 PM
Closed Saturday & Sunday
Request a Free Quote
Fill out the form and we will get back to you within one business day.